Theft Of Identity Drs | Identity Protector

Identity theft is something that’s become widespread in modern times. We’ve all heard the term, and opportunities are you and I both know someone who was personally effected by it– which’s if we’re not/haven’t been effected by it personally.

In fact, did you understand it’s such a huge problem that 1 in 4 Americans have reported being victims of identity theft? Did you understand it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in information breaches? How about that cybercriminals are stealing more than $1.5 trillion internationally each year?

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Whether you’re stressed over yourself, your parents, and even your kids- nobody is safe from this taking place to them. In fact, due to their social security number and clear credit, kids have a huge threat of identity theft!

Theft Of Identity Drs

It seems no matter which way you turn these crooks are stealing our personal information for their own gain. What are the kinds of identity theft to try to find? How do they even get our information? What can you do to safeguard yourself and your loved ones? Let us explain the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the illegal use of somebody else’s individual identifiable information with the intent to commit scams or gain financial benefits in their name. If your identity or the identity of your kid has actually been stolen, identity thieves might open brand-new charge account, file fake tax returns, buy or lease home, or get loans that wreak havoc on your monetary health and credit score.

Identity theft is a major criminal activity in the United States. In fact, based on an online survey of 5,020 US adults carried out by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Luckily, you can take steps to help prevent having your identity stolen. However first you’ll need to understand how identity theft takes place, how to find it, and the kinds of theft that are common.

What Are The Types Of Identity Theft?

Most individuals do not understand that there’s a few kinds of identity theft to be on the lookout for. The 4 primary types include:

  1. Criminal Identity Theft— When somebody dedicates a criminal offense and offers the police incorrect identifying info
  2. Medical Identity Theft— When a thief takes a medical insurance card and gets treatment or prescription drugs
  3. Tax Identity Theft— When a criminal files a tax return in your name and captures your refund
  4. Kid Identity Theft— When a burglar opens accounts using a kid’s Social Security number

Typically, cybercriminals are trying to find the following littles info about you when they’re trying to take your identity:

  • Social Security Number
  • Full name
  • Address
  • Date of Birth
  • Credit Card or Bank Account Numbers
  • Car Insurance or Medical Insurance Account Numbers
  • Details that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, and so on)

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What Can Happen If My Personal Information Is Stolen?

If you’re believing, “Why would somebody want my identity?”– there’s in fact a lot of reasons. For an identity burglar, opening credit cards in your name, making fraudulent purchases, or using your individual details when being questioned by the police are just a part of a long list of what they are able to make with your stolen identity. A few of the most typical things they do consists of:

  • Open new credit cards in your name
  • Make deceptive purchases
  • Visit to personal accounts (email, social networks, bank, etc.)
  • Open new phone and utility accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Acquire a new driver’s license or official ID
  • Use your identity when questioned by police

It’s important to understand that identity theft can happen to anyone at any time. Your identity is built on multiple layers that include more than simply your social security number. What we call your “identity” is the total collection of your personally identifiable information. When they access to this info, they have the capability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, keep an eye out for “shoulder browsing”. This occurs when burglars peek over your shoulder as you type delicate info into a computer, phone or ATM. Or they might listen as you make a call and provide your account info.

Next is what we call “dumpster diving”. This is when a thief sorts through your trash bin. Discarded checks and credit cards are simply 2 sources of incredibly valuable personal info.

Be weary of public Wi-Fi. Public Wi-Fi typically does not secure data, so anyone with the Wi-Fi password and some knowledge can monitor what you see and send out. The hacker could devote identity theft if he/she intercepts your information.

Mysterious Hacker

Make certain a website is secured before you utilize it for any financial deals. Usually, you’ll see a photo of a lock in the URL field, and the URL will include “https,” suggesting it’s safe and secure.

Watch out for identity thieves who call you from a phone number or e-mail address customized to look familiar and credible. This method is called “phishing”, and the objective is to get personal information from you.

How Can I Stop Identity Theft From Happening?

Identity theft is genuinely something scary and something you can’t be specific you’ll prevent– no matter how mindful you are. In fact, none people are safe from it without the correct help.

That’s where IdentityIQ is available in– our # 1 most suggested credit monitoring & identity theft protection service.

If you’re fretted about identity theft happening to you or a loved one (or it already has), we HIGHLY advise you take a look at IdentityIQ. Their services are custom-made to your exact needs, and their defense is industry-leading. Simply a few of the services they offer consists of:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Protect Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Complete Family Protection
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As you can see, the list of what they provide is big. From the identity theft insurance coverage to repay you for lost wages, legal costs, or stolen funds to the advanced credit monitoring to the constant scanning of any dripped personal information, they’ve really got your back.

Whatever we’ve personally seen & experienced in our accounts from them, the services they offer are nothing but world-class. In between the available features and comfort you experience with them, we can with confidence way it’s worth the small month-to-month fee.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!