Lost Drivers License Identity Theft | Identity Protector

Identity theft is something that’s ended up being rampant in modern-day times. We’ve all heard the term, and opportunities are you and I both understand someone who was personally effected by it– and that’s if we’re not/haven’t been effected by it personally.

In fact, did you understand it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Did you know it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in data breaches? How about that cybercriminals are taking more than $1.5 trillion globally each year?

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Whether you’re fretted about yourself, your parents, or perhaps your young children- nobody is safe from this occurring to them. In fact, due to their social security number and clear credit, children have a huge danger of identity theft!

Lost Drivers License Identity Theft

It seems no matter which method you turn these crooks are taking our individual information for their own gain. What are the types of identity theft to try to find? How do they even get our data? What can you do to protect yourself and your liked ones? Let us describe the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the unlawful use of someone else’s personal recognizable details with the intent to devote fraud or gain financial benefits in their name. If your identity or the identity of your kid has actually been stolen, identity thieves might open brand-new charge account, file phony income tax return, buy or rent property, or take out loans that damage your financial health and credit rating.

Identity theft is a serious crime in the United States. In fact, based upon an online study of 5,020 US grownups conducted by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Fortunately, you can take steps to assist avoid having your identity stolen. But first you’ll need to know how identity theft happens, how to identify it, and the kinds of theft that are common.

What Are The Types Of Identity Theft?

Most people don’t realize that there’s a couple of kinds of identity theft to be on the lookout for. The 4 primary types consist of:

  1. Criminal Identity Theft— When someone devotes a criminal activity and provides the cops incorrect recognizing information
  2. Medical Identity Theft— When a burglar steals a medical insurance card and gets healthcare or prescription drugs
  3. Tax Identity Theft— When a criminal files a income tax return in your name and catches your refund
  4. Kid Identity Theft— When a burglar opens accounts utilizing a kid’s Social Security number

Normally, cybercriminals are looking for the following bits of info about you when they’re trying to steal your identity:

  • Social Security Number
  • Complete name
  • Address
  • Date of Birth
  • Credit Card or Bank Account Numbers
  • Cars And Truck Insurance or Medical Insurance Account Numbers
  • Information that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, and so on)

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What Can Happen If My Personal Information Is Stolen?

If you’re believing, “Why would someone want my identity?”– there’s actually a lot of factors. For an identity thief, opening credit cards in your name, making deceitful purchases, or utilizing your individual information when being questioned by the police are simply a part of a long list of what they have the ability to do with your stolen identity. Some of the most typical things they do consists of:

  • Open new credit cards in your name
  • Make fraudulent purchases
  • Log in to personal accounts (email, social media, bank, etc.)
  • Open brand-new phone and energy accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Acquire a brand-new driver’s license or official ID
  • Use your identity when questioned by authorities

It’s essential to understand that identity theft can happen to anyone at any time. Your identity is built on numerous layers that include more than just your social security number. What we call your “identity” is the total collection of your personally identifiable info. When they get to this info, they have the ability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, look out for “shoulder browsing”. This happens when thieves peek over your shoulder as you type sensitive information into a computer, phone or ATM. Or they might listen as you make a call and provide your account information.

Next is what we call “dumpster diving”. This is when a burglar sifts through your garbage can. Disposed of checks and credit cards are simply two sources of incredibly important individual information.

Be tired of public Wi-Fi. Public Wi-Fi typically doesn’t secure information, so anybody with the Wi-Fi password and some knowledge can monitor what you see and send. The hacker might commit identity theft if he/she obstructs your information.

Mysterious Hacker

Make certain a website is encrypted before you use it for any financial deals. Typically, you’ll see a image of a lock in the URL field, and the URL will contain “https,” indicating it’s safe and secure.

View out for identity burglars who call you from a phone number or email address customized to look familiar and reliable. This approach is known as “phishing”, and the goal is to get individual details from you.

How Can I Stop Identity Theft From Happening?

Identity theft is really something scary and something you can’t be particular you’ll avoid– no matter how cautious you are. none of us are safe from it without the correct assistance.

That’s where IdentityIQ can be found in– our # 1 most advised credit monitoring & identity theft security service.

If you’re worried about identity theft occurring to you or a liked one (or it currently has), we HIGHLY suggest you check out IdentityIQ. Their services are custom-made to your exact needs, and their defense is industry-leading. Simply a few of the services they provide consists of:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Secure Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Complete Family Protection
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As you can see, the list of what they offer is big. From the identity theft insurance coverage to repay you for lost wages, legal costs, or taken funds to the advanced credit monitoring to the consistent scanning of any leaked personal info, they’ve really got your back.

Everything we’ve personally seen & experienced in our accounts from them, the services they provide are nothing but first-rate. Between the available features and assurance you experience with them, we can confidently way it’s worth the little regular monthly charge.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!