Is There A Free Credit Monitoring Report For All Three Credit | Identity Protector

Identity theft is something that’s become widespread in modern-day times. We’ve all heard the term, and opportunities are you and I both know somebody who was personally effected by it– and that’s if we’re not/haven’t been effected by it personally.

In fact, did you know it’s such a huge issue that 1 in 4 Americans have reported being victims of identity theft? Did you know it’s such a huge problem that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in information breaches? How about that cybercriminals are stealing more than $1.5 trillion globally each year?

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Whether you’re stressed over yourself, your parents, and even your young kids-no one is safe from this occurring to them. In fact, due to their social security number and clear credit, children have a big danger of identity theft!

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It seems no matter which method you turn these wrongdoers are taking our personal information for their own gain. What are the kinds of identity theft to try to find? How do they even get our data? What can you do to protect yourself and your loved ones? Let us explain the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the prohibited use of somebody else’s individual recognizable information with the intent to commit fraud or gain monetary advantages in their name. If your identity or the identity of your kid has been taken, identity burglars might open new credit accounts, file fake income tax return, purchase or lease property, or take out loans that ruin your financial health and credit report.

Identity theft is a severe criminal offense in the United States. In fact, based on an online study of 5,020 US adults performed by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Thankfully, you can take steps to help prevent having your identity taken. But first you’ll require to know how identity theft occurs, how to find it, and the kinds of theft that are common.

What Are The Types Of Identity Theft?

Most individuals do not understand that there’s a couple of kinds of identity theft to be on the lookout for. The 4 primary types consist of:

  1. Criminal Identity Theft— When someone commits a criminal activity and offers the police incorrect determining details
  2. Medical Identity Theft— When a thief takes a medical insurance card and gets treatment or prescription drugs
  3. Tax Identity Theft— When a criminal files a income tax return in your name and captures your refund
  4. Kid Identity Theft— When a thief opens accounts using a kid’s Social Security number

Normally, cybercriminals are searching for the following bits of info about you when they’re attempting to take your identity:

  • Social Security Number
  • Full name
  • Address
  • Date of Birth
  • Credit Card or Bank Account Numbers
  • Car Insurance or Medical Insurance Account Numbers
  • Information that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, and so on)

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What Can Happen If My Personal Information Is Stolen?

If you’re thinking, “Why would somebody desire my identity?”– there’s in fact a lot of factors. For an identity thief, opening credit cards in your name, making fraudulent purchases, or using your personal info when being questioned by the cops are simply a part of a long list of what they are able to make with your stolen identity. Some of the most common things they do includes:

  • Open new credit cards in your name
  • Make fraudulent purchases
  • Log in to personal accounts (email, social networks, bank, etc.)
  • Open new phone and energy accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Obtain a new chauffeur’s license or main ID
  • Utilize your identity when questioned by police

It’s essential to comprehend that identity theft can take place to anyone at any time. Your identity is built on multiple layers that include more than simply your social security number. What we call your “identity” is the total collection of your personally recognizable details. When they access to this info, they have the ability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For beginners, look out for “shoulder browsing”. This happens when thieves peek over your shoulder as you type delicate info into a computer system, phone or ATM. Or they may listen as you make a call and supply your account details.

Next is what we call “dumpster diving”. This is when a burglar sifts through your garbage can. Discarded checks and credit cards are simply two sources of exceptionally valuable individual info.

Be weary of public Wi-Fi. Public Wi-Fi normally doesn’t secure information, so anybody with the Wi-Fi password and some knowledge can monitor what you see and send. The hacker might dedicate identity theft if he/she intercepts your information.

Mysterious Hacker

Make certain a website is encrypted prior to you use it for any financial deals. Generally, you’ll see a image of a lock in the URL field, and the URL will contain “https,” indicating it’s secure.

Watch out for identity thieves who call you from a phone number or e-mail address tailored to look familiar and credible. This method is called “phishing”, and the objective is to get individual info from you.

How Can I Stop Identity Theft From Happening?

Identity theft is truly something frightening and something you can’t be certain you’ll avoid– no matter how cautious you are. none of us are safe from it without the correct assistance.

That’s where IdentityIQ comes in– our # 1 most suggested credit monitoring & identity theft security service.

If you’re worried about identity theft happening to you or a enjoyed one (or it already has), we HIGHLY advise you check out IdentityIQ. Their services are tailor-made to your exact needs, and their security is industry-leading. Simply a few of the services they provide includes:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Protect Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Total Family Protection
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As you can see, the list of what they offer is huge. From the identity theft insurance coverage to compensate you for lost salaries, legal costs, or stolen funds to the innovative credit monitoring to the consistent scanning of any dripped individual info, they’ve truly got your back.

Whatever we’ve personally seen & experienced in our accounts from them, the services they use are nothing but first-rate. In between the readily available features and peace of mind you experience with them, we can with confidence way it’s worth the small month-to-month cost.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!