Identity Theft Through Technology Statistics | Identity Protector

Identity theft is something that’s ended up being rampant in modern-day times. We’ve all heard the term, and chances are you and I both know somebody who was personally effected by it– which’s if we’re not/haven’t been effected by it personally.

In fact, did you know it’s such a big issue that 1 in 4 Americans have reported being victims of identity theft? Did you understand it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in data breaches? How about that cybercriminals are taking more than $1.5 trillion worldwide each year?

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Whether you’re fretted about yourself, your moms and dads, or perhaps your children- nobody is safe from this taking place to them. In fact, due to their social security number and clear credit, children have a big risk of identity theft!

Identity Theft Through Technology Statistics

It seems no matter which method you turn these bad guys are stealing our individual information for their own gain. What are the kinds of identity theft to look for? How do they even get our information? What can you do to secure yourself and your loved ones? Let us describe the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the prohibited use of someone else’s individual recognizable info with the intent to devote fraud or gain monetary benefits in their name. If your identity or the identity of your child has actually been taken, identity thieves might open brand-new credit accounts, file fake income tax return, buy or rent home, or get loans that ruin your financial health and credit report.

Identity theft is a major criminal offense in the United States. In fact, based on an online survey of 5,020 US grownups performed by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Thankfully, you can take actions to assist prevent having your identity stolen. But initially you’ll require to understand how identity theft takes place, how to find it, and the kinds of theft that are common.

What Are The Types Of Identity Theft?

Most people do not understand that there’s a couple of types of identity theft to be on the lookout for. The four primary types consist of:

  1. Criminal Identity Theft— When somebody commits a criminal activity and provides the cops incorrect determining info
  2. Medical Identity Theft— When a thief steals a health insurance card and gets healthcare or prescription drugs
  3. Tax Identity Theft— When a criminal files a income tax return in your name and nabs your refund
  4. Child Identity Theft— When a burglar opens accounts using a kid’s Social Security number

Generally, cybercriminals are trying to find the following little bits of details about you when they’re trying to take your identity:

  • Social Security Number
  • Full name
  • Address
  • Date of Birth
  • Charge Card or Bank Account Numbers
  • Automobile Insurance or Medical Insurance Account Numbers
  • Details that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, and so on)

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What Can Happen If My Personal Information Is Stolen?

If you’re believing, “Why would somebody want my identity?”– there’s in fact a great deal of factors. For an identity burglar, opening credit cards in your name, making deceptive purchases, or using your personal details when being questioned by the authorities are simply a part of a long list of what they are able to finish with your taken identity. A few of the most typical things they do consists of:

  • Open new charge card in your name
  • Make deceptive purchases
  • Visit to personal accounts (email, social networks, bank, and so on.)
  • Open new phone and energy accounts in your name
  • Clone your ATM or debit card
  • Modification your billing address
  • Obtain a new motorist’s license or official ID
  • Use your identity when questioned by police

It’s important to understand that identity theft can occur to anyone at any time. Your identity is built on numerous layers that consist of more than just your social security number. What we call your “identity” is the overall collection of your personally identifiable details. When they get to this info, they have the capability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, look out for “shoulder browsing”. This takes place when thieves peek over your shoulder as you type sensitive details into a computer system, phone or ATM. Or they may listen as you make a call and offer your account details.

Next is what we call “dumpster diving”. This is when a burglar sifts through your trash bin. Disposed of checks and charge card are just two sources of very valuable personal info.

Be tired of public Wi-Fi. Public Wi-Fi typically does not encrypt information, so anybody with the Wi-Fi password and some knowledge can monitor what you see and send. The hacker could devote identity theft if he/she intercepts your information.

Mysterious Hacker

Make sure a site is encrypted before you use it for any monetary deals. Generally, you’ll see a photo of a lock in the URL field, and the URL will include “https,” meaning it’s safe.

Lastly, look out for identity thieves who contact you from a contact number or email address customized to look familiar and trustworthy. This approach is called “phishing”, and the objective is to get individual info from you.

How Can I Stop Identity Theft From Happening?

Identity theft is really something frightening and something you can’t be particular you’ll prevent– no matter how careful you are. none of us are safe from it without the correct support.

That’s where IdentityIQ can be found in– our # 1 most recommended credit monitoring & identity theft protection service.

If you’re stressed over identity theft taking place to you or a loved one (or it already has), we HIGHLY recommend you have a look at IdentityIQ. Their services are custom-made to your exact needs, and their security is industry-leading. Just a few of the services they use includes:

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As you can see, the list of what they use is big. From the identity theft insurance to reimburse you for lost salaries, legal fees, or stolen funds to the advanced credit monitoring to the consistent scanning of any dripped personal details, they’ve truly got your back.

Whatever we’ve personally seen & experienced in our accounts from them, the services they offer are nothing but first-rate. In between the available functions and comfort you experience with them, we can confidently way it’s worth the small monthly cost.

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