Equifax Is Offering Free Credit Monitoring To All Americans | Identity Protector

Identity theft is something that’s ended up being rampant in contemporary times. We’ve all heard the term, and opportunities are you and I both know someone who was personally effected by it– and that’s if we’re not/haven’t been effected by it personally.

In fact, did you know it’s such a big issue that 1 in 4 Americans have reported being victims of identity theft? Did you know it’s such a huge issue that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in information breaches? How about that cybercriminals are taking more than $1.5 trillion internationally each year?

(7 Day Trial) Guarantee Your Identity Is Protected. Click Here To Learn More –>

Whether you’re worried about yourself, your parents, or even your kids-no one is safe from this occurring to them. In fact, due to their social security number and clear credit, children have a big risk of identity theft!

Equifax Is Offering Free Credit Monitoring To All Americans

It appears no matter which method you turn these criminals are stealing our personal information for their own gain. What are the kinds of identity theft to look for? How do they even get our information? What can you do to protect yourself and your loved ones? Let us describe the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the prohibited use of somebody else’s individual identifiable details with the intent to devote fraud or gain financial advantages in their name. If your identity or the identity of your child has been taken, identity thieves may open brand-new charge account, file phony income tax return, buy or rent residential or commercial property, or get loans that wreak havoc on your monetary health and credit rating.

Identity theft is a severe criminal activity in the United States. In fact, based on an online survey of 5,020 US grownups conducted by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Thankfully, you can take steps to assist avoid having your identity taken. But initially you’ll need to understand how identity theft occurs, how to identify it, and the kinds of theft that prevail.

What Are The Types Of Identity Theft?

Most individuals don’t realize that there’s a couple of kinds of identity theft to be on the lookout for. The four primary types include:

  1. Criminal Identity Theft— When someone devotes a criminal activity and provides the police false identifying details
  2. Medical Identity Theft— When a burglar steals a medical insurance card and gets healthcare or prescription drugs
  3. Tax Identity Theft— When a criminal files a tax return in your name and catches your refund
  4. Kid Identity Theft— When a burglar opens accounts utilizing a kid’s Social Security number

Normally, cybercriminals are looking for the following bits of information about you when they’re attempting to steal your identity:

  • Social Security Number
  • Full name
  • Address
  • Date of Birth
  • Credit Card or Bank Account Numbers
  • Cars And Truck Insurance or Medical Insurance Account Numbers
  • Information that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, etc)

>> Protect Yourself From Identity Theft For $1 <<

What Can Happen If My Personal Information Is Stolen?

If you’re thinking, “Why would someone desire my identity?”– there’s really a great deal of reasons. For an identity burglar, opening charge card in your name, making deceitful purchases, or using your personal information when being questioned by the cops are just a part of a long list of what they have the ability to finish with your stolen identity. A few of the most common things they do consists of:

  • Open brand-new credit cards in your name
  • Make fraudulent purchases
  • Visit to personal accounts (email, social networks, bank, and so on.)
  • Open brand-new phone and utility accounts in your name
  • Clone your ATM or debit card
  • Modification your billing address
  • Get a new chauffeur’s license or main ID
  • Utilize your identity when questioned by police

It’s essential to understand that identity theft can occur to anyone at any time. Your identity is built on multiple layers that consist of more than just your social security number. What we call your “identity” is the overall collection of your personally recognizable details. When they get to this info, they have the capability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, watch out for “shoulder surfing”. This happens when thieves peek over your shoulder as you type sensitive info into a computer, phone or ATM. Or they may listen as you telephone and provide your account info.

Next is what we call “dumpster diving”. This is when a burglar sifts through your trash bin. Discarded checks and charge card are simply 2 sources of exceptionally important personal info.

Be tired of public Wi-Fi. Public Wi-Fi usually doesn’t secure information, so anybody with the Wi-Fi password and some knowledge can monitor what you see and send. The hacker could dedicate identity theft if he/she intercepts your details.

Mysterious Hacker

Make sure a website is encrypted before you use it for any financial deals. Generally, you’ll see a picture of a lock in the URL field, and the URL will include “https,” suggesting it’s safe.

Lastly, keep an eye out for identity thieves who call you from a phone number or email address tailored to look familiar and trustworthy. This technique is called “phishing”, and the objective is to get personal details from you.

How Can I Stop Identity Theft From Happening?

Identity theft is truly something scary and something you can’t be particular you’ll avoid– no matter how cautious you are. none of us are safe from it without the appropriate help.

That’s where IdentityIQ comes in– our # 1 most recommended credit monitoring & identity theft protection service.

If you’re worried about identity theft happening to you or a loved one (or it already has), we HIGHLY suggest you take a look at IdentityIQ. Their services are custom-made to your precise needs, and their protection is industry-leading. Just a few of the services they offer includes:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Secure Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Complete Family Protection
  • 7 Day Trial to Test Out The Service Risk-Free

As you can see, the list of what they use is huge. From the identity theft insurance coverage to reimburse you for lost salaries, legal charges, or stolen funds to the innovative credit monitoring to the consistent scanning of any leaked individual details, they’ve truly got your back.

Everything we’ve personally seen & experienced in our accounts from them, the services they provide are nothing but first-rate. Between the readily available functions and assurance you experience with them, we can confidently way it’s worth the little month-to-month fee.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!