Credentials Credit Monitoring Service | Identity Protector

Identity theft is something that’s ended up being rampant in modern-day times. We’ve all heard the term, and opportunities are you and I both know someone who was personally effected by it– and that’s if we’re not/haven’t been effected by it personally.

In fact, did you know it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Did you know it’s such a big issue that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in information breaches? How about that cybercriminals are stealing more than $1.5 trillion internationally each year?

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Whether you’re worried about yourself, your moms and dads, or perhaps your young kids- nobody is safe from this occurring to them. In fact, due to their social security number and clear credit, children have a big threat of identity theft!

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It appears no matter which way you turn these lawbreakers are taking our personal information for their own gain. What are the types of identity theft to try to find? How do they even get our information? What can you do to secure yourself and your liked ones? Let us explain the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the unlawful use of someone else’s personal identifiable information with the intent to commit scams or gain monetary benefits in their name. If your identity or the identity of your child has been stolen, identity thieves may open new charge account, file phony income tax return, buy or lease residential or commercial property, or secure loans that damage your monetary health and credit report.

Identity theft is a serious criminal activity in the United States. In fact, based upon an online survey of 5,020 US grownups performed by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Thankfully, you can take steps to help avoid having your identity taken. But first you’ll need to understand how identity theft occurs, how to find it, and the types of theft that prevail.

What Are The Types Of Identity Theft?

Most people don’t understand that there’s a few types of identity theft to be on the lookout for. The four primary types include:

  1. Criminal Identity Theft— When somebody commits a criminal offense and offers the authorities incorrect recognizing information
  2. Medical Identity Theft— When a burglar takes a health insurance card and gets medical care or prescription drugs
  3. Tax Identity Theft— When a criminal files a tax return in your name and snatches your refund
  4. Child Identity Theft— When a thief opens accounts using a child’s Social Security number

Typically, cybercriminals are searching for the following bits of details about you when they’re attempting to steal your identity:

  • Social Security Number
  • Complete name
  • Address
  • Date of Birth
  • Charge Card or Bank Account Numbers
  • Car Insurance or Medical Insurance Account Numbers
  • Information that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, etc)

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What Can Happen If My Personal Information Is Stolen?

If you’re thinking, “Why would somebody want my identity?”– there’s in fact a lot of factors. For an identity burglar, opening charge card in your name, making fraudulent purchases, or utilizing your personal info when being questioned by the police are simply a part of a long list of what they are able to make with your taken identity. A few of the most common things they do includes:

  • Open new charge card in your name
  • Make fraudulent purchases
  • Visit to personal accounts ( e-mail, social media, bank, etc.)
  • Open brand-new phone and energy accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Acquire a new motorist’s license or main ID
  • Use your identity when questioned by police

It’s essential to comprehend that identity theft can take place to anybody at any time. Your identity is built on multiple layers that include more than simply your social security number. What we call your “identity” is the overall collection of your personally recognizable details. When they get to this information, they have the capability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, watch out for “shoulder surfing”. This happens when burglars peek over your shoulder as you type sensitive details into a computer, phone or ATM. Or they might listen as you phone and offer your account information.

Next is what we call “dumpster diving”. This is when a burglar sifts through your trash bin. Disposed of checks and charge card are simply two sources of very valuable individual info.

Be weary of public Wi-Fi. Public Wi-Fi generally does not secure data, so anyone with the Wi-Fi password and some know-how can monitor what you see and send. The hacker might commit identity theft if he/she obstructs your information.

Mysterious Hacker

Ensure a website is secured prior to you use it for any financial deals. Generally, you’ll see a photo of a lock in the URL field, and the URL will contain “https,” implying it’s safe and secure.

See out for identity thieves who contact you from a phone number or email address tailored to look familiar and trustworthy. This technique is referred to as “phishing”, and the objective is to get individual information from you.

How Can I Stop Identity Theft From Happening?

Identity theft is truly something frightening and something you can’t be certain you’ll avoid– no matter how careful you are. none of us are safe from it without the proper help.

That’s where IdentityIQ can be found in– our # 1 most suggested credit monitoring & identity theft protection service.

If you’re stressed over identity theft happening to you or a enjoyed one (or it already has), we HIGHLY advise you have a look at IdentityIQ. Their services are tailor-made to your specific requirements, and their security is industry-leading. Just a few of the services they offer includes:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Secure Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Total Family Protection
  • 7 Day Trial to Test Out The Service Risk-Free

As you can see, the list of what they use is big. From the identity theft insurance coverage to repay you for lost salaries, legal charges, or taken funds to the advanced credit monitoring to the consistent scanning of any dripped individual info, they’ve really got your back.

Everything we’ve personally seen & experienced in our accounts from them, the services they provide are nothing but first-rate. Between the offered functions and peace of mind you experience with them, we can with confidence way it’s worth the little regular monthly charge.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!