Changes To W2 Identity Theft | Identity Protector

Identity theft is something that’s become widespread in modern times. We’ve all heard the term, and possibilities are you and I both know somebody who was personally effected by it– which’s if we’re not/haven’t been effected by it personally.

In fact, did you know it’s such a big problem that 1 in 4 Americans have reported being victims of identity theft? Did you know it’s such a big issue that 1 in 4 Americans have reported being victims of identity theft? Or that more than 1.5 billion personal records have been exposed in data breaches? How about that cybercriminals are taking more than $1.5 trillion internationally each year?

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Whether you’re worried about yourself, your parents, and even your kids-no one is safe from this occurring to them. In fact, due to their social security number and clear credit, kids have a huge threat of identity theft!

Changes To W2 Identity Theft

It appears no matter which way you turn these criminals are taking our personal information for their own gain. What are the types of identity theft to look for? How do they even get our information? What can you do to secure yourself and your loved ones? Let us discuss the in’s and out’s of identity theft.

What Is Identity Theft? Am I At Risk?

Identity theft is the unlawful use of somebody else’s individual recognizable info with the intent to dedicate fraud or gain monetary advantages in their name. If your identity or the identity of your child has actually been stolen, identity burglars might open brand-new credit accounts, file fake tax returns, buy or rent residential or commercial property, or secure loans that wreak havoc on your monetary health and credit score.

Identity theft is a severe crime in the United States. In fact, based upon an online study of 5,020 United States grownups performed by The Harris Poll on behalf of NortonLifeLock, over 12.6 billion dollars were stolen from innocent victims of identity theft in 2019.

Fortunately, you can take actions to help avoid having your identity stolen. But first you’ll require to understand how identity theft takes place, how to identify it, and the types of theft that are common.

What Are The Types Of Identity Theft?

Most individuals do not understand that there’s a few kinds of identity theft to be on the lookout for. The 4 main types include:

  1. Criminal Identity Theft— When somebody commits a crime and gives the cops false determining info
  2. Medical Identity Theft— When a thief steals a medical insurance card and gets treatment or prescription drugs
  3. Tax Identity Theft— When a criminal files a income tax return in your name and snatches your refund
  4. Kid Identity Theft— When a thief opens accounts utilizing a child’s Social Security number

Usually, cybercriminals are looking for the following littles details about you when they’re trying to steal your identity:

  • Social Security Number
  • Complete name
  • Address
  • Date of Birth
  • Credit Card or Bank Account Numbers
  • Vehicle Insurance or Medical Insurance Account Numbers
  • Details that Provide Answers to Your Account-Recovery Questions (Mother’s Maiden Name, Home Town, etc)

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What Can Happen If My Personal Information Is Stolen?

If you’re believing, “Why would somebody desire my identity?”– there’s actually a lot of factors. For an identity burglar, opening credit cards in your name, making fraudulent purchases, or using your individual information when being questioned by the cops are simply a part of a long list of what they are able to make with your taken identity. Some of the most typical things they do includes:

  • Open brand-new credit cards in your name
  • Make fraudulent purchases
  • Visit to personal accounts (email, social media, bank, and so on.)
  • Open brand-new phone and utility accounts in your name
  • Clone your ATM or debit card
  • Change your billing address
  • Acquire a new driver’s license or official ID
  • Use your identity when questioned by cops

It’s crucial to understand that identity theft can occur to anybody at any time. Your identity is built on numerous layers that consist of more than simply your social security number. What we call your “identity” is the overall collection of your personally identifiable information. When they get to this info, they have the ability to, in essence, become you.

Common Ways Personal Information Is Stolen Online

For starters, look out for “shoulder surfing”. This occurs when thieves peek over your shoulder as you type sensitive info into a computer, phone or ATM. Or they might listen as you phone and offer your account information.

Next is what we call “dumpster diving”. This is when a thief sorts through your trash bin. Discarded checks and credit cards are just 2 sources of incredibly valuable personal details.

Be tired of public Wi-Fi. Public Wi-Fi generally does not encrypt data, so anyone with the Wi-Fi password and some know-how can monitor what you see and send. The hacker might devote identity theft if he/she obstructs your details.

Mysterious Hacker

Make certain a site is secured before you use it for any financial transactions. Normally, you’ll see a image of a lock in the URL field, and the URL will consist of “https,” indicating it’s secure.

Finally, look out for identity burglars who call you from a contact number or email address tailored to look familiar and reliable. This approach is referred to as “phishing”, and the goal is to get personal information from you.

How Can I Stop Identity Theft From Happening?

Identity theft is really something frightening and something you can’t be certain you’ll prevent– no matter how careful you are. In fact, none people are safe from it without the appropriate support.

That’s where IdentityIQ can be found in– our # 1 most advised credit monitoring & identity theft protection service.

If you’re stressed over identity theft happening to you or a loved one (or it currently has), we HIGHLY suggest you take a look at IdentityIQ. Their services are tailor-made to your precise needs, and their protection is industry-leading. Just a few of the services they use includes:

  • Identity Theft Insurance (Up To $1 Million)
  • Bitdefender Total Security for Safe Browsing
  • Bitdefender Total Security Anti-Virus
  • Credit Reports, Monitoring, & Scores from All 3 Major Bureaus
  • Credit Monitoring in Real-Time
  • Protect Identity Protection
  • Dark Web & Internet Monitoring for Personal Information Leaks
  • Complete Family Protection
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As you can see, the list of what they provide is big. From the identity theft insurance to compensate you for lost salaries, legal charges, or taken funds to the innovative credit monitoring to the continuous scanning of any dripped individual details, they’ve genuinely got your back.

Everything we’ve personally seen & experienced in our accounts from them, the services they offer are nothing but first-rate. In between the offered features and comfort you experience with them, we can with confidence way it’s worth the small monthly cost.

IdentityIQ is something everyone needs. Click here & sign up for a 7 day trial to test out the service for yourself. It’s only $1 and we’re positive you’ll be blown away by what they have to offer!